Irs Interest Rates For Family Loans 2025. You can find the irs official rates here: 9 rows pursuant to internal revenue code 7520, the interest rate for a particular month is the rate that is 120 percent of the applicable federal midterm rate.

In some cases, family members lend to other members at a lower interest rate than a bank. Successfully loaning money to family requires clear communication and maybe even a written loan agreement.